The term “homeownership” refers to a property that is not rented out to a third party but is occupied by the owner. This can be an apartment or a house. Homeownership can be acquired through purchase or inheritance and offers many advantages over renting, such as independence and long-term security. However, acquiring home ownership requires comprehensive planning and financing, as well as a thorough evaluation of the property and its location. Investing in home ownership is recommended, particularly with a view to retirement planning. A property that is owner-occupied in old age and fully paid off can help prevent poverty in old age. Alongside stocks, home ownership is also valued as a long-term investment.
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