Interest rates come into play everywhere – just think of home loans, fixed income or savings. Their level is modelled on the key lending rate, which is set by the European Central Bank (ECB).
Continue readingCompared to other countries, private German households show a higher-than-average savings ratio.
Continue readingDue to the low-interest policy pursued by central banks at the moment, interest rates have been in more or less steady decline over the past years.
Continue readingIn late 2018, an interest rate reversal seemed to loom on the horizon—many analysts agreed that rates would start climbing again in 2019.
Continue readingThere was every reason to expect demand for private construction finance to take a nosedive at the height of the corona virus crisis. What actually happened, however, is the exact opposite...
Continue readingAlthough everyone assumed for the longest time that the European Central Bank (ECB) would start raising their lending rates no later than 2020...
Continue readingGermany’s new government has set itself the goal to support families in the acquisition or construction of family homes, and thereby to boost homeownership in general.
Continue readingPolitical and public debates keep circling back to the subject of major housing companies and their behaviour, and this even though these companies own merely a small fraction of the rental flats in Germany.
Continue readingAs recently as last year, it was generally assumed that interest on mortgage loans had long bottomed out and would inevitably rise in the short-, medium- or long-term. Now, at the start of summer 2019, an entirely different situation presents itself.
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