Knowledge
The Key Lending Rate
Interest rates come into play everywhere – just think of home loans, fixed income or savings. Their level is modelled on the key lending rate, which is set by the European Central Bank (ECB).
Continue readingGerman Savings Ratio Is High, Homeownership Rate Remains Very Low
Compared to other countries, private German households show a higher-than-average savings ratio.
Continue readingInsiders Expect Level of Mortgage Lending Rates to Remain Stable
Due to the low-interest policy pursued by central banks at the moment, interest rates have been in more or less steady decline over the past years.
Continue readingUnexpected Drop in Building Finance Rates
In late 2018, an interest rate reversal seemed to loom on the horizon—many analysts agreed that rates would start climbing again in 2019.
Continue readingRising Demand for Real Estate Loans
There was every reason to expect demand for private construction finance to take a nosedive at the height of the corona virus crisis. What actually happened, however, is the exact opposite...
Continue readingWill Interest Rates Maintain their Low Level for Decades Yet?
Although everyone assumed for the longest time that the European Central Bank (ECB) would start raising their lending rates no later than 2020...
Continue readingSurvey: Reforming Germany’s Real Estate Transfer Tax Preferable to Child Tax Credit for First-Time Home Buyers
Germany’s new government has set itself the goal to support families in the acquisition or construction of family homes, and thereby to boost homeownership in general.
Continue readingPrivate Owners the Leading Group of Landlords in Germany
Political and public debates keep circling back to the subject of major housing companies and their behaviour, and this even though these companies own merely a small fraction of the rental flats in Germany.
Continue readingBuilding Finance Rates Have Never been Lower
As recently as last year, it was generally assumed that interest on mortgage loans had long bottomed out and would inevitably rise in the short-, medium- or long-term. Now, at the start of summer 2019, an entirely different situation presents itself.
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